Does my insurance cover therapy in Jersey City, NJ?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Jersey City, NJ?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Jersey City, NJ who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Jersey City, NJ?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Jersey City, NJ and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a New Jersey therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in New Jersey from your state. First, New Jersey and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in New Jersey, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Jersey City, NJ who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Jersey City, NJ — covered by insurance

John Milius

Therapist

Virtual & in-person • 1.6 mi away

223 Bloomfield Street, Hoboken, NJ

“I believe counseling should be a safe and supportive space where you can be yourself, feel heard and understood, and work through life's challenges without judgment.”

Anxiety, Bipolar Disorder, Depression, Grief or loss,

Empowering, Open-minded, Participatory

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Mylene Alberto

Psychiatric Mental Health NP

Virtual & in-person • 7.9 mi away

725 River Road, Edgewater, NJ

“My goal is to provide thoughtful, individualized care that helps you feel understood, supported, and empowered in your mental health journey.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Tzvi Friedman

Therapist

Virtual & in-person • 9.5 mi away

661 Franklin Avenue, Nutley, NJ

“A specialty of mine is helping boys and men successfully find their voice, respond to stress in productive ways, and cultivate self-respect.”

Anxiety, Depression, PTSD, Trauma

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Blue Cross Blue Shield of Massachusetts,

View profile and book

Martin Gillespie

Psychiatric Mental Health NP

Virtual & in-person • 1.3 mi away

50 Harrison Street, Hoboken, NJ

“My years of caring for people during vulnerable and challenging times have shaped my compassionate, whole-person approach to mental health care.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health

View profile and book

Diego Giraldo

Psychiatric Mental Health NP

Virtual & in-person • 1.5 mi away

51 Newark Street, Hoboken, NJ

“I believe effective treatment comes from a collaborative partnership. Together we will develop a personalized treatment plan that supports both symptom relief and long-term wellness.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Inquisitive, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Dr. Kristi Corcoran

Psychologist

Virtual & in-person • 1.6 mi away

221 River Street, Hoboken, NJ

“I provide a compassionate and acceptance-based environment which encourages clients to embrace vulnerability and growth to facilitate reflection, healing, and change.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Open-minded, Participatory

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna

Offers free consultationsView profile and book

Sun Kim

Therapist

Virtual & in-person • 11 mi away

2460 Lemoine Avenue, Fort Lee, NJ

“I try to provide empathy as well as to empower clients so that they can take the major role in their own therapy.”

ADD/ADHD, Anxiety, Depression, Eating Disorders,

Empowering, Humorous, Open-minded

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Cary Hamilton

Therapist

Virtual & in-person • 2 mi away

404 Ogden Avenue, Jersey City, NJ

“Through the steady work of connection and containment, what feels like pain and failure can become the doorway to meaningful change.”

Anxiety, Family Issues, Grief or loss, PTSD,

Creative, Empowering, Humorous

Accepts Aetna, Providence Health Plan

Offers free consultationsView profile and book

Johanna Cedillo

Therapist

Virtual & in-person • 12 mi away

2191 Morris Avenue, Union, NJ

“I provide a safe, supportive, and nonjudgmental environment where you can explore your experiences, gain insight, and work toward meaningful and lasting change.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Dr. Michaela Ambrosius

Therapist

Virtual & in-person • 11 mi away

85 Park Street, Montclair, NJ

“I offer a grounded, supportive, nonjudgmental space where we can slow things down and make sense of what you're experiencing.”

Anxiety, Depression, Grief or loss, Maternal Mental Health,

Direct, Empowering, Solution-oriented

Accepts Aetna insurance

View profile and book

Max Friedmann

Psychologist

Virtual & in-person • 11 mi away

80 Park Street, Montclair, NJ

“Therapy is a relationship through which we can know ourselves more deeply and experience new ways of thinking, feeling, and behaving.”

Anxiety, Bipolar Disorder, Depression, PTSD,

Challenging, Humorous, Inquisitive

Accepts Aetna insurance

View profile and book

Christine Ha

Therapist

Virtual & in-person • 11 mi away

15 Valley Street, South Orange Village, NJ

“I want you to feel heard and understood, so that you can make positive changes to live a more fulfilled life.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Natasha Lopez

Psychiatric Mental Health NP

Virtual & in-person • 12 mi away

28 Valley Road, Montclair, NJ

“I take time to understand each person's unique story and work together to create individualized treatment plans that support long-term well-being.”

ADD/ADHD, Anxiety, Depression, LGBTQIA+,

Empowering, Holistic, Open-minded

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Dionne Eason

Psychiatric Mental Health NP

Virtual & in-person • 12 mi away

622-624 Valley Road, Montclair, NJ

“A holistic collaborative approach is essential to mental health flexibility and recovery along with psychotherapy...”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Holistic, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Syndie Volcy

Psychiatric Mental Health NP

Virtual & in-person • 12 mi away

25 Pompton Avenue, Verona, NJ

“Syndie's ultimate goal is to help her clients find inner peace amid the chaos and noise of everyday life.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Open-minded, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

William Chu

Psychiatric Mental Health NP

Virtual & in-person • 14 mi away

151 West Passaic Street, Rochelle Park, NJ

“My goal is to help patients feel supported, empowered, and equipped with strategies to improve their well-being and achieve lasting progress.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Holistic, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Adriana Arteta

Therapist

Virtual & in-person • 5 mi away

426 57th Street, West New York, NJ

My name is Adriana Arteta and I have 11 years of experience. I have worked with many different populations and now I am focusing now on adult individual therapy.

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Michaela Whiteman-Land

Therapist

Virtual & in-person • 12 mi away

2191 Morris Avenue, Union, NJ

“My goal is to empower clients with the insight and tools they need to navigate life with greater confidence and resilience.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Fernando Vazquez

Therapist

Virtual & in-person • 5.7 mi away

78 Fillmore Street, Newark, NJ

“My style is inquisitive and conversational. Former clients have described it as if they were talking to an old friend.”

Anxiety, Depression, Family Issues, PTSD,

Humorous, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Natalya Fryazin

Therapist

Virtual & in-person • 6 mi away

7717 Bergenline Avenue, North Bergen, NJ

“I advocate and highly value a compassionate, non-judgmental acceptance style emphasizing deep human encounters between the therapist and the client.”

Anger Management, Anxiety, Depression, Grief or loss,

Empowering, Inquisitive, Open-minded

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Musa Ahmad

Therapist

Virtual & in-person • 6.8 mi away

625 Broad Street, Newark, NJ

“I use psychoanalytic techniques to make you more aware of how the nervous system influences your behavior.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Andy Cooper

Therapist

Virtual & in-person • 14 mi away

10 Forest Avenue, Paramus, NJ

“I work hard at developing a strong rapport with people at the outset so that people can feel comfortable and trust me.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Humorous, Open-minded, Warm

Accepts Aetna, Independence Blue Cross Pennsylvania - Virtual National Network, Providence Health Plan

View profile and book

Meghan Quinlan-Ilich

Therapist

Virtual & in-person • 14 mi away

526 South Avenue East, Cranford, NJ

“It is important to provide a warm space in which clients can identify their strengths and reframe their negative thought patterns or self beliefs.”

Depression, Grief or loss, Substance Abuse / Addiction, Women's Issues

Empowering, Inquisitive, Open-minded

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Schaune Gamble

Therapist

Virtual & in-person • 7.3 mi away

569 Doctor Martin Luther King Junior Boulevard, Newark, NJ

“I come from a diverse background which assists me while working with individuals, couples and families from different backgrounds, sexual orientations and religions.”

Anxiety, Depression

Affirming, Open-minded, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

Brittany Santiago

Therapist

Virtual & in-person • 7.3 mi away

569 Doctor Martin Luther King Junior Boulevard, Newark, NJ

“The therapeutic relationship can be powerfully healing. My primary approach utilizes existential therapy, which falls into the humanistic therapy family...”

ADD/ADHD, Anxiety, Depression, OCD

Affirming, Humorous, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Abe Goico

Therapist

Virtual & in-person • 7.8 mi away

236 Belleville Avenue, Belleville, NJ

“My style is person centered, which means I focus on what you want to get out of therapy and move at the pace you want to go.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Holistic, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

James Alfano

Therapist

Virtual & in-person • 7.9 mi away

630 Washington Avenue, Belleville, NJ

I’ve very open minded and calm. I try to meet my clients where they are and gain a better understanding of goals they would like to reach or areas of their life they may be struggling to cope with.

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Challenging, Creative, Humorous

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Antonia Yanuzzi

Therapist

Virtual & in-person • 15 mi away

178 Eagle Rock Avenue, Roseland, NJ

“If you have had trauma in your life, big or small, I can help you to overcome the effects that it may have had on you.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Humorous, Solution-oriented

Accepts Aetna insurance

View profile and book

Lauren Walsh

Therapist

Virtual & in-person • 8.5 mi away

543 Elm Avenue, Ridgefield, NJ

“I use an integrative approach, meaning a variety of therapeutic interventions from different treatment modalities I'm trained in.”

Anxiety, Depression, Family Issues, PTSD,

Empowering, Humorous, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Dawn Marie Smith

Therapist

In-person • 16 mi away

14-25 Plaza Road, Fair Lawn, NJ

I am a Licensed Professional Counselor. I have dedicated over 25 years to the counseling and education fields, working extensively with children and their families. For the past 18 years, I have served as a school social worker, and for 12 of those years, I have also been the supervisor of the special education department of my school district. My experience has given me deep insight into the challenges children and families face, allowing me to provide compassionate and effective support.

ADD/ADHD, Anger Management, Anxiety, Depression,

Open-minded, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Larisa Mezhiborsky

Therapist

Virtual & in-person • 16 mi away

14-25 Plaza Road, Fair Lawn, NJ

As a Licensed Clinical Social Worker, PsA, I approach my practice with a person-centered and holistic perspective, guiding clients to identify and pursue solutions in every facet of their lives. My commitment is to create a space where individuals can explore their thoughts and emotions freely, fostering a collaborative journey towards growth and healing.

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Naomi Noble

Psychiatric Mental Health NP

Virtual & in-person • 13 mi away

1060 Main Street, River Edge, NJ

“My approach is collaborative and solution-oriented. I seek to understand the root causes of distress while partnering with clients to develop practical, sustainable strategies that support healing, resilience, and growth.”

Anxiety, Depression, OCD

Inquisitive, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Hudson Robinson

Therapist

Virtual & in-person • 9.4 mi away

660 South 21st Street, Irvington, NJ

“I believe every client is strong enough to confront their undesirable behaviors and challenge themselves to overcome the problems in their lives...”

Anger Management, Family Issues, Substance Abuse / Addiction

Empowering, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Chery Jones

Therapist

Virtual & in-person • 9.6 mi away

299 Glenwood Avenue, Bloomfield, NJ

“I help clients to learn healthy coping strategies, modify maladaptive behaviors, improve interpersonal skills, and foster emotional resilience.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Holistic, Participatory

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

View profile and book

Dr. Shira Freudenberger

Psychologist

Virtual & in-person • 10 mi away

115 Elmwood Avenue, Passaic, NJ

“My goal is to help you cope with any of life's challenges so that you can lead a healthier and more fulfilling life.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Solution-oriented, Warm

Accepts Aetna insurance

View profile and book

Yokasta Duran

Therapist

Virtual & in-person • 17 mi away

363 U.S. 46, Fairfield, NJ

“I have 10 years of experience providing clinical support and counseling to individuals, families, and groups from various backgrounds and therapeutic needs.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

Offers free consultationsView profile and book

Anthony Nieto

Therapist

Virtual & in-person • 11 mi away

100 Market Street, Clifton, NJ

“I believe therapy should be a collaborative, supportive, and nonjudgmental space where you feel comfortable being yourself.”

Anger Management, Anxiety, Depression, Family Issues,

Open-minded, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Melinda Reyes

Therapist

Virtual & in-person • 11 mi away

18-20 Lackawanna Plaza, Montclair, NJ

“I'm passionate about helping people shift their perspective and see new possibilities because I believe that tending to your mental health is one of the most powerful steps toward living a full, meaningful life.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Open-minded, Solution-oriented

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, Cigna,

Offers free consultationsView profile and book

Dr. Alana Resnick

Psychologist

Virtual & in-person • 18 mi away

317 Harrington Avenue, Closter, NJ

“My approach to therapy is collaborative and supportive, with an emphasis on validation and our relationship.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Empowering, Solution-oriented

Accepts Aetna insurance

Offers free consultationsView profile and book

Virginia Njihia

Psychiatric Mental Health NP

Virtual & in-person • 11 mi away

1549 Springfield Avenue, Maplewood, NJ

“My approach blends evidence-based care with deep empathy, ensuring each client feels heard, supported, and empowered throughout their treatment journey.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Solution-oriented, Warm

Accepts Horizon Blue Cross and Blue Shield of New Jersey, Aetna, United Healthcare,

View profile and book

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Find a therapist in Jersey City, NJ — covered by insurance

Top therapists in Jersey City, NJ accepting new patients

Frequently asked questions

Does my insurance cover therapy in Jersey City, NJ?

How much will my therapy session cost in Jersey City, NJ?

How do I find a therapist in Jersey City, NJ who accepts my insurance?

Which insurance plans does Headway accept in Jersey City, NJ?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a New Jersey therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you