Does my insurance cover therapy in Texas?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Texas?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Texas who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Texas?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Texas and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Texas therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Texas from your state. First, Texas and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Texas, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Texas who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Texas — covered by insurance

Margaret Stone

Therapist

Virtual • Texas

“My therapeutic approach is solution-focused and straightforward. I will be the one who tells you the hard thing to hear if it means it will help you heal and get on the right track.”

Anxiety, Depression, Family Issues, Maternal Mental Health,

Direct, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Melissa Gates

Therapist

Virtual • Texas

“My approach is collaborative: I may gently challenge how you see things while also helping you recognize your strengths.”

Anxiety, Bipolar Disorder, Depression, Grief or loss,

Direct, Empowering, Inquisitive

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Morgan Myers

Therapist

Virtual & in-person

1151 North Buckner Boulevard, Dallas, TX

“I create a safe, non-judgmental space, where we explore challenges, celebrate progress, and work towards lasting change.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Creative, Open-minded, Warm

Accepts United Healthcare, Aetna

View profile and book

Dr. Mark Tucker

Psychologist

Virtual • Texas

“Using Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Acceptance and Commitment Therapy (ACT), and Rogerian approaches, I help clients gain insight, develop self-awareness, and build practical skills to improve their...”

Anger Management, Anxiety, Depression, Grief or loss,

Empowering, Participatory, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, Aetna, Blue Cross Blue Shield of Massachusetts,

Offers free consultationsView profile and book

Breanna Mezyk

Therapist

Virtual • Texas

“I am passionate about creating a safe, supportive space where clients feel genuinely heard and understood.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Holistic, Open-minded

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Dr. Ashwin Gautam

Psychologist

Virtual • Texas

“I am experienced in providing multimodal treatment, including acceptance and mindfulness-based, cognitive-behavior therapy, and whole health interventions (e.g., meditation).”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Warm

Accepts Aetna, Curative, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Theresa Frucht

Therapist

Virtual & in-person

13212 U.S. Highway 87 West, La Vernia, TX

“I use a variety of client-centered, therapeutic approaches that are designed to help you have a more satisfying and settled life.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Margory Cantrell

Therapist

Virtual & in-person

1401 Holliday Street, Wichita Falls, TX

“I approach the counseling process as a time for unlearning coping mechanisms that are causing discomfort; learning new, positive coping mechanisms; and providing a safe place for thoughts and memories to be processed.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Kristy Pier

Therapist

Virtual • Highland Village, TX

“I believe healing begins with hope and connection, and I work collaboratively to help clients recognize their strengths, build resilience, and create meaningful change.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Ashley Hogan

Therapist

Virtual • Texas

Thank you for considering me to be a part of your mental health journey. Reaching out for help as an individual or a parent can be anxiety provoking and it is my goal to be as transparent about therapy and mental health treatment as possible to ensure you feel comfortable with choosing me to be your therapist. My background consists of working for a Crisis Hotline, a residential treatment center, an emergency foster care shelter, and the Local Mental Health Authority.

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Humorous, Inquisitive, Open-minded

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Joseph Fuller

Therapist

Virtual • Asheville, TX

“My approach to working with people is rooted in attachment theory and client-centered practices. I utilize an integrative approach to help people tap into their inner resilience, face fears, break out of unhealthy patterns, and accomplish personal...”

ADD/ADHD, Anxiety, Depression, Family Issues,

Creative, Empowering, Open-minded

Accepts United Healthcare, Aetna, Cigna,

Offers free consultationsView profile and book

Irma Guardiola-Castillo

Therapist

Virtual • Texas

“My techniques include person-centered and cognitive behavioral therapy supplemented with family systems therapy and solution focused therapy.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Christopher Merchant

Therapist

Virtual • Texas

“As someone who has battled with his own mental health most of his life, I know how incredibly challenging taking this step can be!”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Open-minded, Participatory

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Adiel Holguin

Therapist

Virtual • Texas

“My professional goal is to offer the opportunity to help you safely address current or previous concerns/stressors/experiences in order to work towards finding more pleasure, fulfillment, and happiness in your life.”

Anxiety, Depression, Family Issues, PTSD,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Juanita Whittington

Therapist

Virtual • Texas

“I approach therapy with compassion, curiosity, and genuine care, creating a space where you feel seen, heard, and valued just as you are.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Dr. Jessica George

Psychologist

Virtual • Texas

“I like to focus on understanding your nervous system to recognize your protective patterns as signs of strength—not failure—and build self-compassion...”

Anxiety, Depression, Grief or loss, LGBTQIA+,

Affirming, Holistic, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Daniella Kozan

Therapist

Virtual • Texas

“I am EMDR trained and use this modality alongside art therapy to help clients process and heal from adverse childhood experiences...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Creative, Empowering, Holistic

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Sharon Ballestero

Therapist

Virtual • Texas

“I believe that therapy should be a safe space to let go, reflect, and heal—without pressure or judgment.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Karin Havens

Therapist

Virtual • Texas

I want to help you unlock your greatest potential by addressing what is holding you back.

I graduated from the University of Texas at Arlington in 2014 with a Master's Degree in Social Work. As a Licensed Clinical Social Worker (LCSW), I have worked in direct practice treating anxiety, depression, PTSD, substance use, and grief and loss.

Anxiety, Depression, Grief or loss, PTSD,

Affirming, Humorous, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Riddhi Sevak-Patel

Therapist

Virtual • Austin, TX

“I believe therapy should feel like a space where you can finally exhale, where you don't have to filter your thoughts, explain yourself repeatedly, or feel judged for where you are in life.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Energetic, Solution-oriented, Warm

Accepts Aetna insurance

View profile and book

Brittany Simmons

Therapist

Virtual • Texas

“Clients who are willing to take responsibility for their treatment goals will see a lot of growth and progress...”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Humorous, Inquisitive

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Michael Montes

Therapist

Virtual • Texas

“My therapeutic approach is collaborative and deeply engaged, ensuring you always have an open mind and a steadfast ally in your corner.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Tri Tolar

Therapist

Virtual • Texas

“I have 9 years of experience working with clients with diverse culture, ethnicity, spiritual beliefs, sexual orientation, and gender identity.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Tina Fast

Psychiatric Mental Health NP

Virtual & in-person

163 Town Place, Fairview, TX

“As a mother of four—including three neurodivergent children—I understand firsthand the challenges many families face.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Empowering, Holistic, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Maribel Rasco

Therapist

Virtual • Texas

“Healing, for me, is not just about feeling fewer symptoms. It's about feeling more whole, more grounded, and connected to yourself.”

Anxiety, Family Issues, Grief or loss, Infertility,

Affirming, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Dr. Ryan Cooper

Psychologist

Virtual • Texas

“I help you understand how the pieces fit together: your therapist, PCP, psychiatrist, work, relationships, values, faith, and other systems affecting your mental health.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Challenging, Empowering, Humorous

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Sarah Wang

Therapist

Virtual & in-person

6371 Preston Road, Frisco, TX

“Sarah is a compassionate counselor who works with young adults and teens (16+) struggling with trauma, anxiety and life changes...”

ADD/ADHD, Anxiety, Depression, Grief or loss,

Creative, Solution-oriented, Warm

Accepts Aetna insurance

View profile and book

Leah Erickson

Therapist

Virtual & in-person

104 North Montgomery Street, Gilmer, TX

“I enjoy a conversational style environment that enables the client to feel both confident and comfortable...”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Open-minded, Participatory

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

View profile and book

Jasmynne Spence

Therapist

Virtual • Tustin, TX

“As a Registered Play Therapist, Infant and Early Childhood Mental Health Clinician, and an LCSW, my goal is to support tiny humans and the ones that care for them manage the big emotions and all that come with them.”

ADD/ADHD, Anger Management, Anxiety, Family Issues,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Katreva Dupont

Therapist

Virtual • Texas

“I provide outpatient therapy that is supportive, practical, and focused on helping clients better understand their symptoms and take realistic steps toward change.”

Anxiety, Depression

Inquisitive, Solution-oriented, Warm

Accepts Aetna, Cigna, Ascension,

View profile and book

Kayla Burrow

Therapist

Virtual • Texas

“My passion lies in helping clients discover their inner strength, rebuild, and create meaningful, lasting change.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Holistic, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Elizabeth Shantharaj

Therapist

Virtual & in-person

623 Kress Street, Houston, TX

“I focus on empowering my clients to understand how their past experiences have impacted their current relationships, with self and others, and how they can change these patterns.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Empowering, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Jennifer Hooks

Therapist

Virtual & in-person

13625 Pond Springs Road, Austin, TX

“My belief is that individuals carry out life the best way they know how and that change occurs when one can practice self acceptance...”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Lauren Peacock

Therapist

Virtual & in-person

2269 West Cumberland Road, Tyler, TX

“My goals is for you to feel seen and heard. I want you to find deep and lasting healing to whatever it is that brings you to counseling.”

Anxiety, Family Issues, Grief or loss, PTSD,

Affirming, Inquisitive, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Ann DeYoung

Therapist

Virtual • Austin, TX

“I am passionate about working with my clients through processing their past experiences, learning new skills, developing self-compassion, improving relationships and living fully in the present.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Creative, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Alicia Salinas

Therapist

Virtual • Austin, TX

“I understand therapy can be uncomfortable at times which is why I strive to provide a non-judgmental space for you to explore things that might be keeping you from happiness.”

Anger Management, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Warm

Accepts Blue Cross and Blue Shield of Texas, Aetna, Cigna,

Offers free consultationsView profile and book

Dr. Elizabeth Dennard

Psychologist

Virtual & in-person

6438 98th Street, Lubbock, TX

“I am very collaborative and work towards your individual goals. I also integrate many therapeutic approaches -- we will work on your thought patterns, behaviors, emotions, and relationships.”

Anxiety, Bipolar Disorder, Depression, Eating Disorders,

Challenging, Humorous, Warm

Accepts Aetna insurance

View profile and book

Dr. Roger Giovino

Psychologist

Virtual & in-person

400 North Allen Drive, Allen, TX

“To me therapy is a process of meeting an individual where they are at and helping them navigate the path to where they want to be.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Solution-oriented

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

Offers free consultationsView profile and book

Rebecca Phillips

Therapist

Virtual • Texas

“My goal is to help you find long term solutions and develop skills to navigate challenges on your own, so that you're not dependent on therapy forever.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Open-minded, Solution-oriented, Warm

Accepts Aetna, Cigna, Ascension,

View profile and book

Steve Flores

Therapist

Virtual & in-person

2851 Joe Dimaggio Boulevard, Round Rock, TX

“My greatest hope is that you will leave our time together feeling lighter, stronger, and more confident in your next step toward lasting transformation.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Solution-oriented, Warm

Accepts Blue Cross and Blue Shield of Texas, United Healthcare, Aetna,

View profile and book

Find therapists by city

Find psychiatric providers by city

Find a provider by specialty

Features

Find a therapist in Texas — covered by insurance

Top therapists in Texas accepting new patients

Frequently asked questions

Does my insurance cover therapy in Texas?

How much will my therapy session cost in Texas?

How do I find a therapist in Texas who accepts my insurance?

Which insurance plans does Headway accept in Texas?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Texas therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you