Does my insurance cover therapy in Washington?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Washington?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Washington who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Washington?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Washington and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Washington therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Washington from your state. First, Washington and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Washington, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Washington who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Washington — covered by insurance

Christine Robinson

Therapist

Virtual & in-person

4340 Pacific Highway, Bellingham, WA

“As a recovering anxiety ridden woman, I know what it's like to feel crippled by anxiety AND what it's like to be free from it and love to help other women do the same!”

Anxiety, Family Issues, PTSD, Trauma,

Empowering, Solution-oriented, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Maria Rippo

Therapist

Virtual • Washington

“I meet you in a warm, open and safe space where we can explore what might be holding you back or blocking you from living from your truest self.”

Anxiety, Bipolar Disorder, Depression, Eating Disorders,

Empowering, Inquisitive, Open-minded

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Mona Khayal

Therapist

Virtual • Bellevue, WA

“I craft personalized healing journeys for diverse individuals facing trauma, anxiety, or life changes.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Empowering, Open-minded, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Tori Chandler

Therapist

Virtual • Washington

I am licensed in Washington and Texas with over 10 years of professional work experience. I have experience in helping clients with relationship issues, family conflicts, parenting issues, motivation, self-esteem, communication and confidence. I have worked with parents to target behavioral challenges and provided parenting education to improve the family home. In addition, I have success with helping families navigate relationship challenges and reintegrating.

Anger Management, Anxiety, Depression, Family Issues,

Open-minded, Participatory, Solution-oriented

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Ibrahim Kurdieh

Psychologist

Virtual • Washington

“I focus on exploring different mindsets and heightened states of awareness to help you discover your true purpose and authenticity.”

Anxiety, Depression, Family Issues, Grief or loss,

Creative, Empowering, Holistic

Accepts Aetna, Cigna, Carelon Behavioral Health

View profile and book

Elena Gonzalez

Therapist

Virtual • Washington

“My approach to therapy is rooted in the belief that optimal mental health and well-being can only be achieved by addressing the mind, body, and spirit as a whole.”

Anxiety, Depression, Grief or loss, Maternal Mental Health,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare

View profile and book

John Jaco

Therapist

Virtual • Washington

“I believe each person has the capacity to grow, heal, and build on their strengths, and therapy should be a supportive space where that process can unfold at a comfortable pace.”

Anxiety, Depression, Grief or loss, PTSD,

Affirming, Empowering, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Kristen Kirik

Therapist

Virtual • Washington

“Kristen enjoys getting to know her clients so she can meet them where they are at and develop a plan together with them to reach their goals.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Affirming, Holistic, Solution-oriented

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

Offers free consultationsView profile and book

Marie DeGennaro

Therapist

Virtual • Washington

Hi there, my name is Marie and I approach therapy with an open heart and curious mind. I naturally bring a calm and grounding energy that can help you build emotional safety and growth. I believe every person deserves a space where they feel truly seen and accepted. To me, therapy is a place for you to explore, process, discover goals, and gain a deeper understanding of your life experiences.

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Open-minded, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Heather Gaines

Therapist

Virtual • Washington

“My approach to counseling is one of collaboration. I use a wholistic approach to my clients; encouraging them to take the lead in their therapy wants, needs, concerns, etc. and maintain their personal autonomy.”

Anxiety, Bipolar Disorder, Depression, Grief or loss,

Empowering, Open-minded, Warm

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Rosario Rodriguez

Therapist

Virtual • Seattle, WA

“As a Native/Indigenous therapist, I work with an understanding that therapy doesn't look the same as the books.”

Anxiety, Depression, Family Issues, PTSD,

Empowering, Holistic, Open-minded

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Dr. Uche Ike

Psychiatric Mental Health NP

Virtual • Mesa, WA

“I take an integrative approach to mental health, looking at both the psychological and physical sides of well-being.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Open-minded, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Krystina Curry

Therapist

Virtual • Washington

I believe therapy should be a space where you feel heard, understood, and accepted—not judged.

My approach is warm, compassionate, and collaborative. I work with adults and adolescents experiencing anxiety, depression, life transitions, relationship challenges, self-esteem concerns, stress, and the effects of difficult or traumatic experiences. I’m especially interested in helping clients better understand themselves, recognize patterns in their relationships, and develop healthier ways of coping and connecting.

My professional experience includes working in community mental health, where I’ve had the opportunity to support clients with a wide range of concerns and backgrounds. My training has strengthened my interest in attachment, trauma-informed care, and helping people build a stronger relationship with themselves and others.

I don’t believe therapy is about telling you what to do. Instead, I’ll work alongside you to understand what’s happening, identify what you want to change, and develop practical tools that fit your life. My goal is for you to leave therapy feeling more confident, empowered, and equipped to navigate life’s challenges.

Starting therapy can feel intimidating, but you don’t have to have everything figured out before you begin. We can start exactly where you are.

Anxiety, Depression, PTSD, Relationship Issues,

Affirming, Participatory, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Sundee Wassman-Vandiver

Therapist

Virtual • Tacoma, WA

“I like to focus on the whole body, not just the mind. I encourage my clients to learn how their body communicates with them...”

ADD/ADHD, Anxiety, Depression, OCD,

Creative, Holistic, Open-minded

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Gabrielle Parker

Psychiatric Mental Health NP

Virtual • Auburn, WA

“I take a compassionate, collaborative approach to care and believe that mental health treatment works best when patients feel heard, understood, and actively involved in their care.”

Anxiety, Depression, Family Issues, Infertility,

Open-minded, Solution-oriented, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Dr. Anaia Keali'i Jolie

Therapist

Virtual • Washington

“Treatment should help you step into the next chapter and experience it different than you have in the past.”

Anxiety, Bipolar Disorder, Depression, Eating Disorders,

Empowering, Holistic, Open-minded

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Clay Crockett

Psychiatric Mental Health NP

Virtual • Gilbert, WA

“I have worked in various behavioral health fields for over 20 years. my experience has helped me attain insight into general mental health to more complex conditions.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Humorous, Warm

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Sonia McKee

Therapist

Virtual • Washington

“I use evidence based cognitive behavioral therapy, exposure and response prevention therapy, and interoceptive therapy personalized for each individual.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Inquisitive, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Lisha Lewis

Therapist

Virtual • Washington

“I am particularly passionate about working with men who want to develop healthier relationships, increase emotional awareness, strengthen communication skills, and move beyond patterns that keep them disconnected from themselves and others.”

Anger Management, Anxiety, Depression, Family Issues,

Challenging, Energetic, Inquisitive

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Alecia Ford

Therapist

Virtual • Houston, WA

“My education at Prairie View AM University and training at Baylor College of Medicine's Anxiety Clinic have equipped me to treat Anxiety and OCD effectively.”

Anxiety, Depression, OCD, Trauma,

Challenging, Empowering, Open-minded

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

Offers free consultationsView profile and book

Sulaimon Shonibare

Psychiatric Mental Health NP

Virtual • Washington

“Clients can expect personalized, compassionate care that includes evidence-based treatments and practical strategies...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Open-minded, Solution-oriented

Accepts Regence BlueShield of Washington, Aetna, Cigna,

View profile and book

Dianna Moldovan

Therapist

Virtual & in-person

5428 West Clearwater Avenue, Kennewick, WA

“I love helping people build a higher quality of life, one with stronger relationships, more confidence, better work and life balance, and real joy.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Holistic, Open-minded

Accepts Premera Blue Cross Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Dr. Stalina Harris

Therapist

Virtual • Washington

“I am committed to empowering individuals and fostering resilience through evidence-based, compassionate care.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Empowering, Humorous, Open-minded

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Kimberly Minton

Therapist

Virtual • Washington

“My style is warm, supportive, and practical—I like to offer tools and strategies you can use in everyday life, not just in sessions.”

Anxiety, Depression, Eating Disorders, Family Issues,

Affirming, Humorous, Open-minded

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Jason Guest

Therapist

Virtual & in-person

200 Palouse Street, Wenatchee, WA

“My approach is collaborative and tailored to each person's unique needs, drawing from evidence-based practices.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Holistic, Open-minded, Solution-oriented

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Katy Shand

Therapist

Virtual • Washington

“My work is guided by a firm belief in each person's ability to navigate challenges and create meaningful change in their life.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Solution-oriented, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Arleen Erland

Therapist

Virtual • Washington

Therapy with Lived Wisdom

With over 20 years of experience walking alongside individuals on their healing journeys, I bring more than clinical knowledge—I bring lived understanding. My work is rooted in the mind-body connection, because true healing doesn’t just happen in the mind. It happens in the nervous system, in the body, and in the deeper layers of the self.

Choosing a therapist is a sacred step. If you’re wondering how to choose, I invite you to ask: “Do they do their own work? Have they sat in the depths they’ll be guiding me through?”

I have. I’ve lived the unraveling. I’ve done the deep inner work. And I’ve found my way through.

Now, I offer a steady, compassionate presence to help you find yours. You don’t have to do this alone.

Let me walk with you.

Anxiety, PTSD, Relationship Issues, Trauma,

Challenging, Empowering, Warm

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Silke Morin

Therapist

Virtual • Austin, WA

“I listen deeply, guide thoughtfully, and challenge gently to help clients work through whatever they bring to therapy.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Solution-oriented

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Jacqueline Smith

Therapist

Virtual • Washington

“My approach is warm, collaborative, and practical. I use Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, strengths-based approaches, and self-compassion practices...”

Anxiety, Depression, Women's Issues

Empowering, Solution-oriented, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Jessica Duty

Therapist

Virtual • Washington

“I believe it is important for people to have access to mental health care that acknowledges the existence and impact of racism, implicit bias, trauma and oppression.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Creative, Inquisitive, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

View profile and book

Jennifer Hogge

Therapist

Virtual & in-person

2615 Jahn Avenue Northwest, Gig Harbor, WA

“I draw on Systems Theory, Mindfulness CBT, Motivational Interviewing, Solution-Focused Therapy, and Attachment Theory to tailor our work to your needs.”

ADD/ADHD, Anxiety, Depression, Family Issues

Empowering, Open-minded, Warm

Accepts Regence BlueShield of Washington, Premera Blue Cross Washington, Aetna,

Offers free consultationsView profile and book

Jenny Draggoo-Williams

Therapist

Virtual • Washington

Hi, I’m Jenny, a licensed mental health counselor with 12 years of experience helping individuals navigate life’s challenges. I specialize in working with trauma, anxiety, and depression, and I believe that healing begins when people feel truly heard, seen, and understood. My approach is compassionate, collaborative, and focused on empowering you to build the skills and confidence to take charge of your life. Whether you’re facing a difficult season or seeking lasting personal growth, I’m here to support you every step of the way.

Anxiety, Depression, Family Issues, PTSD,

Empowering, Open-minded, Warm

Accepts Regence BlueShield of Washington, Aetna, Cigna,

Offers free consultationsView profile and book

Jessica Wright

Therapist

Virtual • Washington

“I use Gottman Method Couples work with a State-of-the-Art Love Lab assessment process, based on over four decades of research.”

Anxiety, Depression, Grief or loss, PTSD,

Creative, Empowering, Warm

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

Therapist

Virtual • Washington

“I specialize in person centered approaches rooted in Cognitive Behavioral Therapy (CBT) techniques which include, mindfulness and strength-based methods.”

Anxiety, Depression, Family Issues, Relationship Issues,

Empowering, Inquisitive, Warm

Accepts Regence BlueShield of Washington, Aetna, United Healthcare,

View profile and book

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Features

Find a therapist in Washington — covered by insurance

Top therapists in Washington accepting new patients

Frequently asked questions

Does my insurance cover therapy in Washington?

How much will my therapy session cost in Washington?

How do I find a therapist in Washington who accepts my insurance?

Which insurance plans does Headway accept in Washington?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Washington therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you